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Complementary Currency – Operations

Operation

  • The operator defines the rules of the system including total value in circulation, loading and redemption rules and management guidelines
  • Each user is registered on the system user database by the operator and issued with a uniquely identified smart card
  • The smart card is loaded with an initial value according to system rules
  • Each merchant is registered on the system merchant database by the operator and the merchant shown how to load and operate the merchant app
  • The system is now ready for transactions

Advantages

  • No issuing of notes or token
  • Transactions are offline and take less than a second
  • Merchant can manage multiple terminals based on low cost, off the shelf NFC phones with software only merchant terminal app